New Delhi: Aditya Birla Health Insurance Company Limited, the health insurance subsidiary of Aditya Birla Capital Limited, has launched Active Health Platinum – Premier, a comprehensive plan with both indemnity and fixed benefit coverage.
The plan aims to meet the needs of the customer seeking complete health coverage while traveling in India as well as abroad. Active Health Platinum Premier has an advanced worldwide coverage for inpatient and post-hospitalization expenses as well as built-in coverage for travel and accommodation expenses and visa assistance services. According to the company statement, advanced treatment procedures like cyber knife and robotic operations, laser therapy and bariatric surgery are also covered under the plan.
“…It is a comprehensive health insurance policy which gives 3 in 1 cover for cashless planned treatment covering 16 major diseases abroad. It covers not only international hospitalization cost, but other financial costs It also provides medical expenses such as post hospitalization, international second e opinion, repatriation of mortal remains, travel and stay for the patient, attendant as well as the organ donor,” said Mayank Bathwal. Chief Executive, Aditya Birla Health Insurance.
The policyholder will be covered for Diabetes, Hypertension, Hyperlipidemia and Asthma from the next policy anniversary if any specified chronic lifestyle condition develops at a later stage, at no additional cost. Policyholders can earn up to 100% of HealthReturnsTM as they stay fit and use the earned money to pay for premium renewals. They get a chance to earn 50% No Claim Bonus and up to 100% of the Maximum Sum Assured for each claim-free year. They can evaluate their health from day one with access to health assessments and annual health check-ups and get exclusive guidance with expert-health coaches from ABHICL, according to the press release.
Major features include:
HealthReturns: Stay fit and healthy and earn up to 100% of premium health benefits
Super Reload: 100% Unlimited Reload, available for similar and unrelated illness
Cumulative Bonus: 50% of Sum Assured for each claim-free year, subject to a maximum of 100% (maximum up to Rs.1 crore)
International coverage: Best medical planned treatment for inpatient hospitalization on cashless basis for 16 listed major diseases for sum insured 3 crore and 6 crore
Domestic/International Emergency Assistance: Our service partner provides the following services: Emergency Medical Evacuation, Medical Monitoring, Medical Repatriation
Expert Health Coach: Specialized Guidance on Medicine, Nutrition, Mental & Fitness, Mental Counseling Sessions, Homeopathy Teleconsultation
Chronic Management Program: Automatically upgrade to the old Management Program if you develop a chronic condition after purchasing the policy
Home Remedies: Provides cashless home remedies for listed ailments in select cities
Second e-Opinion: Receive e-opinion from a panel of domestic/international physicians
Personal accident and critical illness cover.
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