Pension is a source of monthly income for people in their elderly years, which makes it one of the most important personal finance decisions that a salaried person should make. The Government of India’s Atal Pension Yojana (APY), a pension program, is targeted at employees in the unorganized sector. Based on the contribution made by the subscribers towards their selected pension amount, the subscriber will be eligible to receive a minimum guaranteed pension per month after reaching the age of 60 years. As per the rules of the Finance Ministry, starting October 1, income tax payers will not be allowed to enroll in the government’s Atal Pension Yojana (APY). As of today, interested taxpayers will have to sign up for APY by today; But, if they fail to do so, what are the alternative investment options available to them from tomorrow? let’s find out.