New Delhi: A panel of the Reserve Bank of India (RBI) has found that there are over 600 illegal loan apps available on multiple app stores for Android users in India. In all, there are over 1100 unique loan apps that can be searched with keywords like loan, instant loan, instant loan etc.
“As per WG’s findings, there were around 1100 lending apps available in 80+ application stores (from January 01, 2021 to February 28, 2021) for Indian Android users,” the RBI report said.
“No. Number of app stores in which Indian loan apps are available ~81. Number of unique Indian loan apps that have keywords: loan, instant loan, quick loan, etc. ~1100. Number of illegal loan apps ~600,” RBI said The report says.
In recent times, digital loan fraud is on the rise. Over 2500 complaints were received against digital lending apps from January 2020 to March 2021, with Maharashtra reporting the highest number of cases, followed by Karnataka, Delhi, Haryana, Telangana, Andhra Pradesh, Uttar Pradesh, West Bengal, Tamil Nadu, and RBI According to the report of Gujarat
Meanwhile, the working group has suggested a separate law to check illegal digital lending through apps. The group has also made several other suggestions to regulate digital lending. Read also: SBI Alert! Bank shares how customers can secure bank accounts, see details
“The thrust of the report has been on securing and strengthening the digital lending ecosystem while enhancing customer protection and encouraging innovation,” RBI said in a release. Read also: Elon Musk’s son X A-XII joins him for a video call: Watch viral video
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