HDFC Limited is an important housing finance company in India with a wide variety of loan and deposit products. The Fixed Deposit program of HDFC HFC has been rated AAA by both CRISIL and ICRA for the last 27 years, reflecting both credit quality and deposit safety. The company offers customers a host of fixed deposit benefits, which include attractive and guaranteed returns, a vast network of over 420 offices across the country, a wide range of deposit products, doorstep assistance and instant loan against deposit facility.
The company revised its fixed deposit interest rates on June 2, 2022 and as a result, customers will get maximum return of 6.95 per cent on their deposits. Monthly Income Scheme, Non-Cumulative Interest Scheme, Annual Income Scheme and Cumulative Option are among the deposit options offered by HDFC HFC. The company provides regular monthly income with monthly credit of interest under Monthly Income Scheme. Customers opting for the non-cumulative option will receive regular periodic interest income, either quarterly or half-yearly. Customers opting for the annual income plan will receive regular annual interest income, while those opting for the cumulative option will receive maturity benefits at the end of the tenure.
hdfc special deposit interest rates
The company offers a maximum rate of 6.75 percent under monthly income plan, 6.80 percent under quarterly option, 6.85 percent under half-yearly option, 6.95 percent under annual income plan and 6.95 percent under cumulative. Scheme on special deposits of less than 2 crore
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HDFC Premium Deposit Interest Rates
The company offers a maximum rate of 6.55 percent on premium deposits of less than 2 crore under monthly option, 6.60 per cent under quarterly option, and 6.65 per cent under half-yearly option, and 6.75 per cent under annual and cumulative plans.
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HDFC Regular Deposit Interest Rates
HDFC offers maximum rate of 6.60 per cent on regular deposits of less than HFC 2 crore in monthly option, 6.65 percent in quarterly option, 6.70 percent in half-yearly option and 6.80 percent in annual income plan and cumulative plan.
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HDFC Ltd mentions on its website that “If you are a resident of India, you can choose from a wide range of deposit products with maturities of 12 to 120 months at competitive rates of interest and with various features that An additional 0.25% p.a. is offered on all deposit products to suit the investment needs. Individuals, Senior Citizens of 60 years of age and above.