Are you planning to buy it? maruti suzuki Swift and wondering how much EMI Will you have to pay? Here is a table showing the variant-wise on-road (Delhi) prices Maruti Considering the average tenure, ROI and down payment of the hatchback, and the minimum monthly installment you will have to pay for –
| type | on-road price (Delhi) |
tenure | Rate of interest (Estimated) |
advanced payment | EMI |
| lxi | Rs 6,51,673 | 5 years | 9.8% | Rs 65,000 | Rs 12,407 |
| VXi | Rs 7,68,152 | 5 years | 9.8% | Rupee. 77,000 | Rs 14,617 |
| VXI AMT | Rupee. 8,22,934 | 5 years | 9.8% | Rs.82,000 | Rs 15,670 |
| zxi | Rupee. 8,42,660 | 5 years | 9.8% | Rs 84,000 | Rs 16,045 |
| ZXI AMT | Rupee. 8,97,440 | 5 years | 9.8% | Rupee. 90,000 | Rs 17,076 |
| ZXi+ | Rs 9,20,451 | 5 years | 9.8% | Rs 92,000 | Rs 17,521 |
| ZXi+ dual tone |
Rs 9,35,788 | 5 years | 9.8% | Rs 94,000 | Rs 17,803 |
| ZXI+ AMT | Rupee. 9,75,231 | 5 years | 9.8% | Rs 98,000 | Rs 18,552 |
| ZXI+ AMT dual tone |
Rupee. 9,90,575 | 5 years | 9.8% | Rs 99,000 | Rs 18,856 |
To simplify the process, we have chosen an average tenure of 5 years as the standard with an approximate 10% down payment amount and an estimated 9.8% bank interest rate. Note that the buyer is free to decide the period for which he will take the loan, while the interest rate varies from one bank to another. In addition, you can also choose to pay a higher or lower down payment, which will increase or decrease your Easy Monthly Installment (EMI) respectively.
Maruti Suzuki currently sells the Swift at a starting price of Rs 5.92 lakh, which goes up to Rs 8.85 lakh (ex-showroom) for the top-end trim. However, the hatchback’s on-road (Delhi) price ranges from Rs 6.52 lakh to Rs 9.91 lakh.
Taking an example, if you want to buy the VXi variant of Maruti Suzuki Swift (on-road price – Rs 7.68 lakh), you will have to pay Rs 14,617 as monthly installment for a period of 5 years at 9.8% ROI . , with a one-time down payment of Rs.77,000. In all, you pay around Rs 9.54 lakh for the said variant till the end of your loan tenure, which includes the on-road value, the down payment amount, as well as the interest incurred over the above tenure.
If you want to know the EMI of any other car, bike or scooter of your choice, then let us know in the comments below.