Wondering what will be the lowest EMI on Tata Punch SUV if you make a down payment of just Rs.60,000? Here is a table that shows the variant-wise on-road (Delhi) price of the car, and the minimum monthly installment you will have to pay for it, including the estimated interest rate, tenure and down payment –
| type | on-road price (Delhi) |
tenure | rate of interest (estimated) |
advanced payment | EMI |
| Pure | Rs 6,26,162 | 5 years | 9.8% | 60,000 rupees | Rs 11,974 |
| pure rhythm | Rs 6,60,210 | 5 years | 9.8% | Rs 66,000 | Rupee. 12,567 |
| adventure | Rs 7,36,189 | 5 years | 9.8% | Rs 74,000 | Rs 14,004 |
| adventure rhythm | Rs 7,74,479 | 5 years | 9.8% | Rupee. 77,000 | Rs 14,751 |
| adventure amt | Rupee. 8,01,830 | 5 years | 9.8% | Rupee. 80,000 | Rs 15,266 |
| To end | Rupee. 8,34,650 | 5 years | 9.8% | Rs 83,000 | Rs 15,896 |
| adventure rhythm amt | Rupee. 8,40,120 | 5 years | 9.8% | Rs 84,000 | Rs 15,991 |
| meet the glare | Rupee. 8,83,880 | 5 years | 9.8% | Rs.88,000 | Rs 16,832 |
| complete amt | Rs 9,00,290 | 5 years | 9.8% | Rupee. 90,000 | Rs 17,137 |
| creative | Rs 9,42,956 | 5 years | 9.8% | Rs 94,000 | Rs 17,954 |
| Dazzle AMT . complete the | Rupee. 9,49,520 | 5 years | 9.8% | Rupee. 95,000 | Rs 18,072 |
| Kaziranga | Rs 9,61,555 | 5 years | 9.8% | Rs 96,000 | Rs 18,305 |
| Creative IRA | Rupee. 9,75,777 | 5 years | 9.8% | Rs 98,000 | Rs 18,564 |
| Kaziranga IRA | Rupee. 9,94,375 | 5 years | 9.8% | Rs 99,000 | Rs 18,936 |
| creative amt | Rs 10,08,597 | 5 years | 9.8% | Rs 1,01,000 | Rupee. 19,195 |
| Kaziranga AMT | Rupee. 10,27,195 | 5 years | 9.8% | Rs 1,03,000 | Rupee. 19,546 |
| Creative IRA AMT | Rs 10,41,417 | 5 years | 9.8% | Rs 1,04,000 | Rupee. 19,825 |
| Kaziranga IRA AMT | Rs 10,60,015 | 5 years | 9.8% | Rs 1,06,000 | Rupee. 20,176 |
We have chosen an average tenure of 5 years as standard with around 10% down payment and an estimated 9.8% p.a. interest rate. However, note that the tenure can be chosen as per your requirement, while the rate of interest varies from bank to bank. Apart from this, you can also choose to pay a higher or lower down payment, which will reset your EMI.
Tata Punch Interior
The Tata Punch SUV is currently retailed at an ex-showroom price of Rs 5.67 lakh for the base Pure variant, which goes up to Rs 9.48 lakh for the range-topping Kaziranga Edition IRA automatic trim. In contrast, the on-road price of a Tata car (Delhi) ranges from Rs 6.26 lakh to Rs 10.60 lakh.
For reference, if you want to buy the entry-level Pure variant of the Tata Punch SUV on EMI basis along with an ex-showroom price of Rs 5.67 lakh after paying a down payment amount of Rs 60,000, you will have to pay Rs 11,974 Will have to do Monthly Installment for the next 60 months (5 years) at 9.8% ROI. At the end of the tenure, you would have paid a total of Rs 7,18,440 for Tata Punch Pure. Is there any other car for which you would like to know the EMI? Do let us know in the comment below.