New Delhi: ManipalCigna Health Insurance on Friday announced the launch of ManipalCigna ProHealth Prime plan which not only covers all types of hospitalization expenses but also for doctor’s consultations, scheduled diagnostic tests and pharmacy expenses. It also provides cashless OPD coverage for Rs.
“It (insurance scheme) covers “non-medical expenses” to ensure zero deduction for non-medical items during hospitalization and has many such attractive benefits,” the insurer said in its statement.
This plan is offered in three different variants – ‘Manipal Cigna ProHealth Prime Protect’ for all hospitalization expenses, ‘Manipal Cigna ProHealth Prime Advantage’ offers cashless OPD coverage in addition to hospitalization expenses and ‘Manipal Signa ProHealth Prime Active’ for pre-suffering life. Existing medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol.
Some of the features of the plan include zero deduction for non-medical expenses, OPD paid and unlimited reinstatement up to 100% of the Sum Assured, applicable from the second claim.
“In India, outpatient department expenses which include doctor consultations, laboratory tests and pharmacy expenses account for about 62% of health care costs, not only that, non-medical expenses account for about 10% to 12% of total hospitalization bills. Is. “The payments are made out of pocket,” said Prasoon Sikdar, managing director and chief executive officer, Manipal Cigna Health Insurance Company Ltd.
Policyholders will also have the option of discontinuing their health insurance during foreign travel for 30 days from the second year onwards and availing a discount on renewal premium.
Users will also get one year premium waiver on renewal policy premiums on account of accidental death or diagnosis of any of the listed critical illnesses.
“Our new ManipalCigna ProHealth Prime goes a step ahead in our commitment to provide total health protection by providing cashless services even for OPD expenses, it comes with an industry first feature switch off that allows customers to stay on top of the business from the second year onwards. Allows the cover to be closed when traveling abroad. Sikdar said, for a maximum period of 30 days in a policy year and most importantly the plan covers all hospitalization expenses, be it medical or non-medical to meet the day-to-day healthcare needs of the subscriber. For.