New Delhi: State Bank of India has come up with comprehensive digital security guidelines to ensure safe and secure transactions for the customers.
Following are some important things to remember and practice while doing digital transactions:
Login Security:
Try using unique and complex passwords
Remember to change password frequently
Never disclose, store or write down your User ID, Password or PIN
Remember, the bank never asks for your User ID / Password / Card Number / PIN / Password / CVV / OTP.
To avoid storing the User ID and Password, please disable the ‘Auto Save’ or ‘Remember’ function on your device.
Internet Security:
Always look for “https” in the address bar of the bank’s website
Avoid doing online banking transactions in public places using open Wi-Fi networks
Always logout and close the browser when you are done.
UPI Security:
Try to keep your mobile PIN and UPI PIN separate and random
Do not respond to any unknown UPI requests
Always report suspicious requests
Always remember that the PIN is required only to transfer money and not to receive it.
Disable UPI service on your account immediately if any transaction is done without you
Debit/Credit Card Security:
Be aware of your surroundings while doing ATM or POS transactions
Cover the keypad while entering the PIN
Always verify the authenticity of e-commerce websites before transacting
Manage your Debit Card transactions through Online Banking
Set card transaction limits on e-commerce platforms, POS and ATMs for both domestic and international transactions
Mobile Banking Security:
Strong Password/Biometric permission should be enabled on your phone/laptop/tablet
Do not share your mobile pin with anyone
Try to use biometric authentication wherever possible
Don’t download any unknown apps recommended by strangers
Applications should be downloaded through official store only
Regularly monitor permissions of important apps installed on your mobile and keep track of unnecessary and unused apps
Avoid connecting the phone to a public wireless network
Social Media Security:
Verify the identity of the person you are conversing with
Do not share your personal/financial information on any social media platform
Do not discuss confidential information in public places and on any social media platform