Below is a summary of their effects along with some crucial points to remember: Higher EMIs:…
Tag: EMIs
3 essential things to keep in mind before applying for a personal loan
Personal loans provide individuals with a valuable financial flexibility to fulfill a range of needs and…
How to calculate income tax benefits on home loan EMIs — explained
Deductions available under Section 80C for home loans? A tax benefit is available in respect of…
How to improve CIBIL score? Here are 8 effective ways
Improving your CIBIL score, or credit score, is essential for accessing credit at favourable terms. These…
Want to improve your credit score? 5 key ways to give your score a leg-up
Remember Priyasha Saluja of Shark Tank fame who tried to impress the judges/ sharks by pointing out…
Personal loan or overdraft: Which one is better for you?
When you need funds, you can choose from credit options like a personal loan or an…
Home loan: 4 key strategies to make the most of interest rate cycle
Deciding to purchase your first home is a significant milestone, filled with both excitement and complexity,…
Instant personal loans: What are they and things you should know about?
The interest rates may either be fixed or variable, contingent on the lender and your creditworthiness.…
RBI keeps repo rate unchanged. What does that mean for your home loan EMI
The Reserve Bank of India (RBI) has kept the repo rates unchanged for the sixth time…
How should borrowers decide between a term loan and availing an overdraft facility?
Initially, you can consider tapping into your savings. However, if your savings are insufficient or a…