How does a personal loan affect future loans?

A personal loan can impact your future loans in several ways, presenting both positive and negative…

Gold finance cos enter FY25 with a bang

Listed gold loan financiers are in the spotlight as price of gold inches higher. On the…

RBI measures against credit card P2P payments: What lies ahead?

In February 2024, the RBI data showed that credit card spending reached Rs. 1.5 lakh crores,…

Instant personal loans: What are they and things you should know about?

The interest rates may either be fixed or variable, contingent on the lender and your creditworthiness.…

Personal loan growth spikes 32%, quarter soars 10%: CRIF-FIDC

More loans disbursed: Increasing loan disbursements span various sectors, encompassing retail loans such as mortgages and…

How to enhance coverage affordability via insurance premium financing?

The data indicates that many people don’t have insurance coverage. One innovative solution to help people…

What a personal loan costs you

Personal loans are a way to use tomorrow’s income today, and the process involved is simple.…

What is RBI’s latest move to increase risk weight for lending about? | Explained

The story so far: Seeking to rein in an observed rise in unsecured personal loans and…

What measures should consumers take in light of RBI’s order on unsecured loans?

To address the escalating systemic risk arising from the extraordinary expansion of unsecured retail loans, and…

Why the central bank has increased risk weight for unsecured loans

Spooked by the strong growth in unsecured loans to consumers, the Reserve Bank of India (RBI)…