New Delhi: WhatsApp is one of the most popular chatting and messaging apps in the market. Users can use WhatsApp Payments to communicate with their contacts and send money apart from exchanging photos, audios and other media. The WhatsApp Payments app allows users to send money to others using WhatsApp. To enable bank-to-bank money transfer using WhatsApp Payments, you will need a Unified Payment Interface (UPI). UPI (Unified Payments Interface) is a national payment system designed by NPCI (National Payments Corporation of India) which is supported by most of the major banks in India.
Your bank account information is identified by WhatsApp using the phone number associated with your account. You should also know that your UPI PIN is a four or six digit number that you need to enter before making any payment. Your personal UPI PIN protects every payment you make and should not be shared with anyone else. You will not need to create a new UPI PIN in WhatsApp if you already have one for your bank account.
If you do not remember your WhatsApp Payments UPI PIN, you can update it or create a new one. You can do this by following the steps mentioned below:
Android Users:
Step 1: Open WhatsApp and select More option from the menu.
Step 2: Select Bank Account from the Payment menu.
Step 3: To change your UPI PIN, tap Change UPI PIN or Forgot UPI PIN.
Step 4: If you have forgotten the UPI PIN, press Continue, then enter the last six digits of the debit card number and the expiry date. It is worth noting that some banks may require you to submit the CVV number here.
Step 5: Existing UPI PIN, enter a new UPI PIN, and confirm the new UPI PIN if you have selected Change UPI PIN.
iphone users
Step 1: After that go to WhatsApp Settings and select Payments.
Step 2: Change UPI PIN or Forgot UPI PIN by tapping on Bank account.
In case you have forgotten the UPI PIN, just enter the last six digits of your debit card number and expiry date. Existing UPI PIN, enter a new UPI PIN, and confirm the new UPI PIN if you have selected Change UPI PIN.
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