New Delhi: Following in the footsteps of State Bank of India (SBI) and Bank of Baroda, Bank of India on Sunday, October 17 announced reduction of its interest rates on home and vehicle loans by 35 basis points and 50 basis points. points, respectively.
With the latest revision in interest rates, Bank of India is now offering home loans at an interest rate of only 6.50 per cent.
The latest move is aimed at making housing affordable for many. At 6.5%, Bank of India is now offering home loans at one of the lowest interest rates in the industry.
The interest rate on home loans starts from 6.50 per cent against 6.85 per cent earlier and 6.85 per cent on vehicle loans as against 7.35 per cent, the bank said in a release.
However, the lower interest rates on home loans are applicable for some time. Bank of India said that the special rate is effective from 18 October 2021 to 31 December 2021
Special rates are also available for customers applying for a new loan and seeking transfer of the loan.
The bank said it has also waived processing fee for both home and vehicle loans till December 31, 2021.
Earlier, state-owned lenders like SBI and Bank of Baroda had reduced interest rates on home loans.
Other lenders like life insurance company Housing Finance Limited (LIC HFL) and Kotak Mahindra Bank have also reduced interest rates on home loans.
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