From No Cost EMI to Mega Cashback: HDFC Bank offers ₹10,000 on cards, loans

The offers can be helpful for retail consumers wanting the latest high-end smartphones, entrepreneurs in need of working capital loans or farmers looking to buy a new tractor.

The Bank has partnered with over 10,000+ merchants across 100+ locations to provide its customers with an opportunity to avail deals specially created for their personal and business needs.

“Our range of offers on credit cards is not just about getting a bang. It is about boosting India’s consumption story,” said Mr. Parag Rao, Group Head – Payments, Consumer Finance, Digital Banking & IT, HDFC Bank.

Some of the major national partners include Apple, Amazon, Shoppers Stop, LG, Samsung, Sony, Titan, Central, Ajio, Reliance Digital, Reliance Trends, Lifestyle and many more leading brands.

Major regional brands are Vijay Sales, Pothi’s, Digion, Chennai Silks, GRT Jewellers, Phonevale, Sargam Electronics, Poorvika Mobiles and Electronic Paradise.

here are some benefits

– Cashback and No Cost EMI on premium mobile phones.

– ₹6,000 cashback on iPhone 13.

– Up to 22.5% cashback and no cost EMI on electronics and consumer goods like washing machines and refrigerators.

– Personal loan starting from 10.25% with instant disbursement to the account.

– Car loan starting at 7.50% with zero foreclosure charges.

– Up to 100% on two-wheeler loans and 4% less on interest rates.

– Zero processing fee and up to 90% financing on tractor loans.

– 50% rebate in processing fee on commercial vehicle loan.

– Up to collateral free business loan ₹75 lakh and 50% off on processing fee.

HDFC Bank told that its advance ₹11,98,500 crore at the end of September quarter, an increase of about 15.4% ₹10,38,300 crore in the previous year period.

The bank’s deposits were as follows: ₹14,06,000 crore as on September 30, 2021, an increase of over 14.4% ₹12,29,300 crore at the end of the same quarter last year. Meanwhile, retail deposits grew by about 17.5 per cent.