Are you planning to buy it? maruti suzuki Wagon R and wondering how much EMI will you have to pay? Here is a table showing the variant-wise on-road (Delhi) prices Maruti Considering the average tenure, ROI and down payment of the hatchback, and the minimum monthly installment you will have to pay for –
| type | on-road price (Delhi) |
tenure | Rate of interest (estimated) |
advanced payment | EMI |
| petrol | |||||
| lxi | Rupee. 5,96,112 | 5 years | 9.8% | 60,000 rupees | Rs 11,338 |
| VXi | Rs 6,42,353 | 5 years | 9.8% | Rs 64,000 | Rs 12,231 |
| zxi | Rupee. 6,85,845 | 5 years | 9.8% | Rs 69,000 | Rupee. 13,046 |
| VXI AT | Rs 7,14,746 | 5 years | 9.8% | Rs 71,000 | Rs 13,614 |
| ZXi+ | Rs 7,38,790 | 5 years | 9.8% | Rs 74,000 | Rs 14,059 |
| ZXI AT | Rs 7,40,539 | 5 years | 9.8% | Rs 74,000 | Rs 14,096 |
| ZXi+ dual tone |
Rs 7,51,916 | 5 years | 9.8% | Rupee. 75,000 | Rs 14,316 |
| ZXI+ AT | Rs 7,93,483 | 5 years | 9.8% | Rs 79,000 | Rs 15,110 |
| ZXI+ AT dual tone |
Rupee. 8,06,608 | 5 years | 9.8% | Rupee. 81,000 | Rs 15,346 |
| CNG | |||||
| lxi | Rs 7,17,048 | 5 years | 9.8% | Rs 72,000 | Rupee. 13,642 |
| VXi | Rs 7,64,635 | 5 years | 9.8% | Rs 76,000 | Rs 14,564 |
To make it easier to understand, we have chosen an average tenure of 5 years as standard with an approximate 10% down payment amount and an estimated 9.8% bank interest rate. Note that you are free to decide the tenure for which you will take the loan, while the interest rate varies from bank to bank. In addition, you can also choose to pay a higher or lower down payment, which will increase or decrease your Easy Monthly Installment (EMI) respectively.
Maruti Suzuki currently sells the Wagon R at a starting price of Rs 5.47 lakh, which goes up to Rs 7.20 lakh (both prices, ex-showroom) for the top-end AT trim. However, the hatchback’s on-road (Delhi) price ranges between Rs 5.96 lakh and Rs 7.64 lakh.
Assuming you decide to buy the VXi CNG variant of Wagon R (ex-showroom, Delhi price – Rs 6.86 lakh), you will pay Rs 14,564 as monthly installment for a period of 5 years at 9.8% ROI Will have to do 76,000 with a one-time down payment of Rs. In all, you pay around Rs 9.50 lakh for the said variant till the end of your loan tenure, which includes the on-road value, the down payment amount, as well as the interest incurred over the above tenure.
Let us know in the comments below if you want to know the EMI of any other car or motorcycle of your choice.