return on my investment

Building a portfolio is a complex process and so is maintaining it. An individual’s portfolio holds different types of assets depending on his or her financial goals, and each asset class yields different types of returns, which is why a portfolio should contain an ideal mix of financial products. The volatility risk of the asset class, liquidity, lock-in rules and taxation must also be taken into account. Here’s a look at how four commonly used asset classes—equity, cash, gold and fixed income—have performed over time.