Stocks Vs Gold Vs MF Vs FD: Which is a better investment amid market volatility

Livemint spoke to 3 experts to know which investment vehicle is better amid market volatility.

Amit Gupta, MD, SAG Infotech

In the long run, less risk Property As both FD and gold can help you accumulate a respectable corpus. In a word, if you are looking for long term investment in gold, you can earn huge returns and at the same time save tax; Needless to say, sometimes with a bit of volatility in the market.

On the other hand, FDs can provide you guaranteed returns even though they are guaranteed to be low and are not affected by market volatility. However, you can do your homework and invest based on your risk tolerance and financial objectives keeping in mind the above considerations.

When you buy a stock, you gain legal ownership in the business, along with voting rights and the right to a share of the revenue generated by the business. You can communicate with the corporation and participate in the Annual General Meetings.

when you make a Investment one in mutual fund, you receive a portion of the money deposited by other participants. The amount of mutual fund units you buy during the course of investment constitutes your share. Your benefits and privileges are available only through the Mutual Fund Company.

Equity can be acquired by investing in shares, but when it comes to mutual funds, you can buy one or more asset classes or sub-asset classes because mutual fund schemes Able to hold a diversified portfolio. Mutual fund investment is an indirect form of stock market participation.

Amit Khare, AVP- Research Commodities, Ganganagar Commodity.

Gold prices have increased by over 109 per cent since January 2014, while the domestic equity marketespecially smelly The index rose by more than 110 percent during the same period. Due to certain factors including Russia-Ukraine war, continued outflow by foreign institutional investors and increase in repo rate weighted market sentiment on Dalal Street, mutual funds have given 8-15 per cent returns in the same period, but fixed deposit returns are around 5-6 per cent Yes.

Invest 50% in gold and 50% in equity

So as per above data we can conclude that gold and equity have given more returns so investors should invest 50% in gold and 50% in equity only old age people and low risk investors can invest in FD Can, said Amit Khare

Nirav Karkera, Head of Research, Fisdom

The sideways performance of the broader equity markets is expected to continue for most of the year. While the current year may not turn upside down, it does provide a series of opportunities for long-term investors to accumulate high-conviction ideas.

Fixed deposits can outperform some equity products

Fixed deposits may outperform some equity products in the current year, but fixed deposits are a suitable product for anyone looking to invest for as little as a year. Nirav Karkera said gold is well positioned to ward off challenges from anticipated tailwinds for the commodity price, keeping in view the global inflation and macroeconomic situation.

He suggested that investors should choose funds belonging to strong categories of dynamic asset allocation overall and multi-asset allocation mutual funds should be a good bet for retail investors who want a simple yet effective investment solution.