India’s aspirations rising but dependence on credit is also increasing: Survey

The study tracks 17 goals under five aspirations—health, wealth, fame, relationships, and personal growth—and people’s importance, self-confidence, and preparedness to arrive at the index.

A higher index represents greater aspirations, but it is by no means a sign of good financial health. The study shows a significant increase in reliance on credit for both expenses and needs and aspirations over the past year, while savings have stagnated in either. or fell in the same time period. The study surveyed 1,675 salaried individuals in the age group of 22-45 who earn 30,000 or more per month and are digitally aware.

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